401(k) Investment Management for Teamsters Local 243 UPS members

Nov xx, 2008

Summary: In this 1 hour session, attendees will be guided through a review of the UPS 401(k) plan for Teamsters and will be shown specific strategies they can use to manage their plan to achieve their goals.

Location: Teamsters Local 243 Hall, Plymouth

401(k) Investment Management for UFCW Local 876 members

Nov xx, 2008

Summary: In this 1 hour session, attendees will be guided through a review of the UFCW Local 876 401(k) plan and will be shown specific strategies they can use to manage their plan to achieve their goals.

Location: UFCW Local 876 Hall, Madison Hts

Planning to Retire in 2009

February 2009 (date TBD)

Summary: During this 2 session program, members of UFCW Local 876 will be walked through the completion of a financial plan using Cygnet’s Financial Lifestyle Analysis™ cash flow planning tool. They will be assisted in completing their pension application in addition to reviewing health insurance during retirement, 401(k) rollover options and retirement income planning.