Voluntary Payroll Deduction Benefits

Voluntary payroll deduction programs are an excellent way for employers to reduce benefit costs while at the same time allowing employees to tailor their benefits package to fit their personal needs.

Unfortunately, the high commissions found in many voluntary payroll deduction programs and the significant revenue opportunities they present often result in “high pressure” enrollment and sales tactics, and employees can end up paying higher than necessary premiums or purchasing products they don't really need.

By operating on a fully transparent basis, having independent relationships with all the major (and not so major) voluntary payroll deduction benefit insurance companies, and paying our team a salary as opposed to commissions, we are able to provide you and your employees with all the positives of a voluntary payroll deduction programs without the negatives.

Contact Us

4139 W Walton Blvd.
Suite D
Waterford, MI 48329
Phone: (248) 673-2900
Fax: (248) 673-5312

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Cygnet Financial Freedom House is an independent Registered Investment Advisor (RIA) with the States of Michigan and Pennsylvania. Cygnet utilizes TD Ameritrade as an independent and unaffiliated custodian for client accounts. Securities offered through Triad Advisors, Inc., Member FINRA/SIPC.