TOTAL FIDUCIARY SOLUTION℠

From administration to compliance and more.

A single point of contact and fully transparent approach to 401(k) and 403(b) plans

The principals of Financial Freedom House have been serving as independent fiduciaries for qualified retirement plans since 2004.

Our Total Fiduciary Solution℠ for 401(k) and 403(b) plans is a single point of contact and fully transparent solution that allows employers to outsource nearly all their day-to-day plan management responsibilities and fiduciary liability to a team of independent CEFEX-certified fiduciaries.

The Total Fiduciary Solution℠ was first installed in 2004 for a large multi-employer 401(k) plan that included the A&P/Farmer Jack grocery store chain with over 7,000 eligible employees and nearly 100 worksite locations.

Today, the Total Fiduciary Solution℠ is installed in plans covering 50+ employers with 80+ worksite service locations in Michigan, Ohio, Indiana, Kentucky, Florida, and Georgia.

Professional fiduciary services that are integrated into the Total Fiduciary Solution℠ include the following:

  • Plan Administration as an ERISA §3(16) Fiduciary
  • Plan Investment Management as an ERISA §3(38) Fiduciary
  • Participant Investment Advice as an ERISA §3(21) Fiduciary
  • Plan Level Fiduciary Compliance and Governance as an ERISA §3(21) Fiduciary

Maximum fiduciary risk protection for the organization is attained with a full installation of our Total Fiduciary Solution℠. However, each of the fiduciary services listed above are available on a stand-alone basis.